Buy Here Pay Here in Sevierville, TN
We're the lender. Bad credit, no credit, low down payments — faster approvals, friendlier terms, and a real human to talk to when life happens.
No credit check car lot on Newport Hwy
Genesis Auto Sales is a family-run buy here pay here dealership at 2338 Newport Hwy, Sevierville, TN 37876. Because we finance our own used cars, trucks, and SUVs, we don't send your application to a bank and we don't turn you away over a credit score. Customers drive to us from Sevierville, Pigeon Forge, Gatlinburg, Kodak, Seymour, and Newport for in-house financing on vehicles our own mechanics inspect before they hit the lot.
Browse the current used vehicle inventory, then call 865-314-2728 to check what down payment gets you into it. Already a customer? Make a car payment online any time.
A valid driver's license, proof of income (recent paystubs), and proof of residence.
Walk the lot with us. We'll match you to a vehicle that fits your budget and your week.
Same-day approvals are normal. Sign, smile, and head home in your new car.
Request pre-approval
Fill this out and we'll call you back the same business day. Or skip the form and call us directly at 865-314-2728.
Buy here pay here questions
What is buy here pay here at Genesis Auto Sales in Sevierville, TN?
Buy here pay here means we finance the vehicle ourselves instead of sending you to a bank. You buy the car and make your payments right here at 2338 Newport Hwy in Sevierville, TN, so approval depends on your income and down payment rather than only your credit score.
Can I get a used car with bad credit or no credit in Sevierville?
Yes. We approve customers with bad credit, no credit, repossessions, and past bankruptcies every week. Bring a valid driver's license, recent proof of income, and proof of residence and we can usually approve you the same day.
How much money down do I need?
Down payments start low and depend on the vehicle you pick. Many customers drive home with a few hundred dollars down. Call 865-314-2728 with your budget and we will tell you exactly what is available on the lot today.
Do you run a credit check?
We are the lender, so we do not rely on outside bank approvals or a minimum credit score. Your income, work history, and down payment matter most.
How do I make my car payment?
You can pay online with a card on our payment page, or pay in person at the dealership during office hours with cash, a cashier's check, or a money order. Weekly, bi-weekly, and monthly schedules are available.
Do you serve Pigeon Forge, Gatlinburg, and Newport?
Yes. Customers come to us from Sevierville, Pigeon Forge, Gatlinburg, Kodak, Seymour, Newport, and across Sevier County because we finance in house and service what we sell.